Saturday, December 31, 2011

Corporation Bank Recruitment of PO Through IBPS CWE Scorecard and History of Corporation Bank

Corporation Bank has published the notification for Recruitment of Probationary Officers (PO) or Management Trainee with bank through IBPS CWE Weighted Scorecard. All the successful candidates of CWE who got the TWS of IBPS CWE Score of 151+ with Individual Sectional cutoff of 25.

General Eligibility Criteria of CWE Scorecard holder for Corporation Bank Recruitment.

Number of Vacancy :
For General : 194 (for PWD : 37)
For SC: 45
For ST: 23
For OBC: 93

Important Dates :
Date of Online Application : 03-01-2012 To 17-01-2012

IBPS CWE Scorecard:
For General : 151+
For Others : SC/ST : 126 , OBC : 141 , PWD : 106

Other than , It is essential for candidates to score minimum 25 marks in each section of Exam for General candidates and Minimum of 21 for Others

Degree Level : Min 55% Marks at degree level.

Application Fees :
For General category : Rs 200 , For Others : Rs 50 : Fees should be paid via bank challan or through NEFT Payment.

Selection Procedure:
All the candidates with CWE score of 151+ will be called for the Interview depends on the number of candidates available via merit ranking. There will be separate marks of interview which will be of 100 marks. Each candidates from general category to score minimum of 40 marks to qualify for interview (35 for others).

Based on the total marks scored in Interview and CWE score weighted, the final list will be declared for selection.

How To Apply:
Candidates need to apply online through Corporation Bank Website , Pay the fees through challan/ NEFT. Download the online application and fees challan, which will be essential documents, without this candidates will not be allowed for the Interview.



Download the Detail Application: Click Here
Download the Challan Form: Click Here

Download Important Questions With Answers: Click Here

Corporation Bank History
Download Full History (55 pages)


Corporation Bank is an Indian bank based in Mangalore, Karnataka. The bank was founded in the year 1906 at a town named Udupi in Karnataka with an investment of just Rs. 5000. A group of enthusiasts including Khan Bahadur Haji Abdulla Haji Kasim Saheb Bahadur were the founders of the bank. Interestingly, Udupi was not much far from Mangalore, and the banking needs of the people were being solely controlled by some local rich individuals. Hence, to find a way out of the existing monopoly of the money lenders, Corporation Bank was established with the initial name ‘The Canara Banking Corporation (Udupi) Ltd’.

Key Attributes
Corporation Bank has an array of awards and recognitions to its credit, including National Award for Assistance to Exporters from the President of India for the year 1976-77, Shiromani Award for Banking from Union Minister of Commerce in the year 1992, Best Bank Award for Excellence in Banking Technology from Institute for Development and Research in Banking Technology (IDRBT) in the year 2001, and Best Bank Award for Innovative Usage and Application on INFINET (Indian Financial Network) from the same institution in the year 2002.




Apart from it, Corporation Bank has been the path breaker among the Indian banks in many ways, as it was the first bank in the country to launch Cash Management Services, Gold Banking, m-Commerce and 100% Core Banking Services (CBS) compliance.

Products and Services
Corporation Bank offers a wide range of banking products and services to its customers, including Personal Banking Services, Internet Banking Services, Value Added Banking Services, Corporate Banking Services and Credit Card & Debit Card Services. The bank allocates due attention towards its corporate and international business customers, bringing some customized services such as Gold Card Scheme for Exporters. Also, the bank has introduced some specialized services to cater to the specific needs of Micro and Small Enterprises (MSE) customers, enabling them leverage its potential to their maximum benefit.

Head Office
Corporation Bank
Mangaladevi Temple Road
Pandeshwar
MANGALORE 575 001
Karnataka, India
Website: http://www.corpbank.com

IBPS Interview Question (HR and Technical Questions) & Discussion

Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?

Union Bank of India (UBI) Recruitment of 2473 PO Through IBPS CWE Scorecard and History of Union Bank of India


Union Bank of India, Leading Listed Public Sector Bank with Head Office in Mumbai and all India representation invites ON-LINE Applications, form qualified candidates who hold a valid score card issued by IBPS, for recruitment to the post of Probationary Officer.

Union Bank of India recruitment for the Probationary Officers will be based on the Weighted Score of IBPS CWE. UBI has not set any min. cutoff for Weighted score it means all the candidates who are full filling the other eligibility criteria may apply to Union Bank of India Recruitment of PO Jobs.

Number of Vacancy: 2473 [Gen : 1241 [PWD : 165] , OBC : 663 , SC : 368 , ST : 201 ]
Online Registration: 30-12-2011 To 14-01-2012

Fees:
For General: Rs 200
For Others: Rs 50
Fees must be paid therough Bank Challan from any counter of Union Bank Of India Branches in India.


Selection Procedure
Union Bank of India has not specified the cutoff score for the IBPS CWE . It means all the candidates may apply for the Union Bank of India (UBI) having the valid weighted scorecard issued by IBPS CWE.

There will be personal Interview of 50 marks where each candidates need to score minimum 50% (45% for reserved Cat) marks to qualify the Interview. Candidates not clearing the Personal Interview will not be considered for final selection.

The short-listing of the candidates for Personal Interview will be made on the basis of the candidate’s performance in the Written Test conducted by IBPS and the Total Wheighted Score obtained as per the valid Score Card Issued by IBPS.

Depending on the number of vacancies, only those candidates who are Qualified in the Common Written Examination conducted by IBPS and possess a valid score card issued by IBPS and rank sufficiently high in the order of merit based on the total Weighted Score shall be called for a Personal Interview in the ratio of 1:3 for General / Unreserved Candidates and 1:5 in case of candidates belonging to the Reserved Categories).

In other words, 3 General and 5 Reserved Category candidates against the vacancies stipulated respectively would be called for the Personal interview depending upon their ranking as per the total Weighted Score obtained by them.

Candidates passing the Personal Interview will be ranked in a descending order on the basis of the Weighted Score obtained in the Written Test conducted by IBPS, Personal Interview under the respective SC / ST / OBC / GEN Category.

How To Apply

Candidates must apply online through Union Bank of India website. After paying the fees in full.

For Details: Check Here

Download Important Questions With Answers: Click Here



Union Bank History

Union Bank of India was inaugurated by the Father of the Nation, Mahatama Gandhi, on November 11, 1919. Started as a limited company in Mumbai, it was one of the few Financial Commercial banks in India. Until 1947, UBI had only 4 branches - 3 in Mumbai and 1 in Saurashtra, all concentrated in key trade centres. Catering to all the sectors of the society, be it agriculture, industry, trade and commerce, services or infrastructure, the bank has also played a major role in rendering services to the financial needs of every section. Apart from this, the bank also extended financial support to educational, housing and trade sector.

Union Bank of India undertook the task of establishment of village knowledge centers and self-employment training centers. It was in 1975, that the Union Bank of India was nationalized. It was, then, that it merged with the Belgaum Bank, a private sector bank. Another merger was on cards in 1985, this time with the Miraj State Bank. Union Bank is a Public Sector Unit with 55.43% Share Capital held by the Government of India. The Bank came out with its Initial Public Offer (IPO) in August 20, 2002 and Follow on Public Offer in February 2006. Presently 44.57 % of Share Capital is presently held by institutions, individuals and others.

Tech-Savvy
With the age of global banking, Union Bank of India also changed its style, boasting of urbanized and computerized core banking systems. A front runner among public sector banks in modern-day banking, it has all the facilities that a modern bank should have - internet banking and centrally computerized branches. UBI was one of the pioneer public sector banks, which launched Core Banking Solution in 2002. As of September 2005, more than 670 branches/extension counters of Bank are networked under Core Banking Solution. The Bank has launched multiple Electronic Delivery Channels and has installed nearly 423 networked ATMs.

Products & Services
  • Deposits
  • Accounts
  • Loans
  • Cards
  • Insurance
  • Cash Management Service
  • Mutual Funds
  • Demat
  • ATMs
  • E Banking Or Online Banking
  • Remittance Service
  • Bill Payment Service
  • Tax Payment Service
  • Atm Banking
  • Tele Banking
  • Online Demat Trading
  • Cash Management Services
  • Mutual Funds
  • Railway Tickets Booking
  • 8% Tax Saving Bonds
  • Public Provident Fund (PPF)
  • Direct Tax Collection
  • Central Excise and Service Tax Collection Services
  • Special Savings Schemes for Senior Citizens
Head Office
239 Vidhan Bhavan Marg, Central Office
Nariman Point
Mumbai -21
Phone - (022) 22892000
Website: www.unionbankofindia.co.in

IBPS Interview Question (HR and Technical Questions)
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:http://weeklyexam.com
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?

Syndicate Bank Recruitment Of Probationary Officers Through IBPS CWE, PO Scorecard and History of Syndicate Bank

 
Syndicate bank among the first Nationalized bank released the recruitment of Probationary Officers (PO) based on the scorecard of CWE (PO) IBPS Exam. All the successful candidates of IBPS CWE who got the scorecard may apply to this large nationalized bank. Details are below :

Payment of Application Fees Start: 02-1-2012 To 16-01-2012

Details of Vacancy:
There are total 1750 Vacancy out of which GEN : 885 , OBC : 472 , SC : 262 , ST : 131 , PWD : 54 (This seat will taken within general category only)

Gross Salary: Around Rs 24450/- including everything in Metro

Eligibility Criteria:
Age: Between 21 To 30 Years

Educational Qualification: 55% in Degree level for GEN and for others 50%

CWE SCORECARD WEIGHTAGE: Total Weighted Score (TWS) of 138+ out of 250 for General candidates, For SC/ST/OBC/PWD : 125/250

Fees Payment: 
All the successful candidates are needed to pay the fees through Online NEFT payment or through Challan at any of the bank branches.
For General candidates : Rs 200
For Others: Rs 50

SERVICE BOND: This is the new implementation at Syndicate Bank where each candidates need to fill the Service Bond for Two years or rs 1,00,000

SELECTION PROCEDURE
Selection will be entirely based on the Weighted score of CWE and Interview Marks. It means bank will call only such candidates who are high at merit through IBPS CWE TWS Score.

HOW TO APPLY
Candidates need to apply online through http://syndicatebank.in/scripts/Recruitment.aspx Link, Pay the NEFT or Challan fees and enter the details on Online Application mode. The print copy of the online application with fees details in original must be carried to interview center if called. Without these details candidates will not be allowed in the interview.

Call Letter for Interview
Call letter for interview will be sent via post to candidates at the communication address appeared in the Scorecard of IBPS CWE.

Download the Details: Click Here
Download Challan Form: Click Here
Download NEFT Challan: Click Here

Download Important Questions With Answers: Click Here


Syndicate Bank History

Established in the year 1925, Syndicate Bank had its first office in the coastal region of Karnataka, Udupi. It was then named as 'Canara Industrial & Banking Syndicate Ltd'. The bank was initiated by a trio - Sri Upendra Ananth Pai, a businessman, Sri Vaman Kudva, an engineer and Dr.T M A Pai, a physician, with a capital of Rs. 8000. During that time, the crisis in the handloom industry crippled the local weavers completely. The main aim of Syndicate Bank was to provide financial assistance to them, by mobilizing small savings from the community.

Three years later, in 1928, the bank came up with Pigmy Deposit Scheme, in which it collected as little as 2 annas per day, at the doorsteps of the depositors through its agents. The scheme existing till date, earns the bank a sum of Rs. 2 crore daily. In the same year, Syndicate bank opened its first branch at Brahmavar in Dakshina Kannada District. It became a member of the Clearing House for the first time at Bombay, in 1937. Almost a decade later, Syndicate Bank opened 29 branches opened in a single day in rural areas. Its 100th branch opened at Ilkal in Karnataka in 1957.




The bank with its socio-economic aim was making extensive growth and advancement and entered Foreign Exchange business by opening Foreign Exchange Department at Bombay. In 1964, the bank changed its name to 'Syndicate Bank Limited' and the head office was also shifted from Udupi to Manipal. The bank had then set up an Economic Research Department, being one of the first few Banks to emphasize on research in Banking, even before nationalization. In 1971, it opened the first specialized branch in Foreign Exchange, in Delhi. Five years later, it opened its first overseas branch opened at London.

In 1984, Syndicate Bank opened its 1000th branch in Hauz Khas, Delhi. In the same year, it undertook the management of Musandam Exchange Co. in Muscat. Five years thence, in 1989, Syndicate Bank opened its 1500th branch at Kanakumbi. In 1999, it raised a capital of Rs. 125 Crore from its more than 4 lakh shareholders. Next year, in 2000, the bank established its first specialized Capital Market Services, at Mumbai. In 2003, Syndicate Bank entered into a MOU with Bajaj Allianz, for distribution of Life Insurance products. In 2004, Syndicate Bank amalgamated with United India Insurance Co. Ltd. for distribution of Non-Life Insurance products.

In 2004, Syndicate Bank also started utility bill payment services through Internet banking introduced. In 2005, the bank commenced the online reservation of railway tickets through Indian Railway Catering & Tourism Corporation Ltd for its customers. It was during this time that it entered into a MOU with SFAC for promoting of investments in Agri-business products. The 2000th branch was opened at Tondiarpet, Chennai, in 2006. In the same year, the bank commenced the first BPO outfit of a Nationalized Bank, SyndBank Services Limited. This was a wholly owned subsidiary of Syndicate Bank.

With the age of progressive banking, Syndicate Bank has created a name for itself in the last 80 years. Rooted in rural India, the Bank has a clear picture of the grass root realities and a vision of future India. Changing with the changing times, the Bank has well equipped itself with all the facilities of the new age, without, however, altering its distinctive socio-economic and cultural culture. Syndicate Bank's unique principle of mutual development, of both the Bank and the people, has won it a long list of clientele, which includes both the rural and the semi-urban class.

Products & Services
  • Deposits
  • Loans
  • Internet Banking
  • Insurance
  • Cash Management Services
  • ATM Services
  • Recovery Channel
  • NRI Services
  • Electronic Funds Transfer (EFT) System
  • SyndDemat (Depository Participant Services)
  • Syndicate Gift Cheques
Head Office
SyndicateBank
Head Office
Post Box No.1
Manipal - 576104
(Udupi Dist)  Karnataka, India
Phones (EPABX):   0820-2571181 to 2571196 (16 lines)
Website: http://syndicatebank.in/


IBPS Interview Question ( HR and Technical Questions ) & Discussion
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?

Friday, December 30, 2011

Happy New Year Wallpapers 2012 - New Year Message

Now is the time to act, open up this New Years Eve and tell that every person you come across even if it is a stranger, to spread love, affection and warmth around him or her.

Make this new year special by planting a tree, feeding hungry people, adopting a alone street dog, helping your house maid by giving some warm clothes for her children, take a vow to never bribe or accept any bribe to get your work done, Make it even more special by telling your beloved that your love for him/her will be like wine, it will get more refined and more precious with time.

And when you are done, welcome the early sun of the New Year with open arms and full vigor. So, buckle up and welcome the New Year.




























Top 200 Secrets Of Success - Series 5 (81-100 secrets out of 200)




81. Develop the wonderful habit of a daily swim. It will promote excellent health, keep you relaxed and concentrated, lean and trim. Swimming is not stressful on the body, provides a great workout for the lungs and requires little time to do effectively. Remember that in a fit body resides a fit mind.

82. People who are doing good today are ensuring their happiness for tomorrow.

83. The key to successful time management is doing what you planned to do when you planned to do it. Keep your mind fully on the task at hand. Only then will you achieve all your goals and have time for the things that matter most. Although it is imperative to be flexible (a bow too tightly strung will soon break), following your planned schedule requires no more than simple discipline.

84. An excellent visualization technique: if you are worrying about something, picture the words of your worry on a piece of paper. Now ignite a match to the paper and watch the worry dissipate into flames. Bruce Lee, the great martial arts master employed this mental control device regularly.

85. Compartmentalize your worry. Set aside a certain amount of time to ponder over a problem and map out an effective plan of attack and your options. Once this is done, have the mental fortitude not to come back to the problem and go over it again and again. The human mind is a strange creature - things we want to forget keep coming back and those things we want to remember are not there when we want them. But the mind is similar to a muscle and the more you flex it the stronger it will become. Make it your servant. Feed it only the best nutrition and information. It will serve you well and perform magic if you believe in it.

86. Peak performers are physically relaxed and mentally engaged.

87. To be at your performance peak mentally, your body must be loose physically and relaxed. It is now beyond dispute that there is a mind-body connection and when the body is supple, free from tension, the mind is clear, calm and focused as well. This is why yoga is such a beneficial activity. It keeps the body relaxed so that the mind can follow. Basic stretching for 15 minutes a day is also an excellent way to release tension that builds up as a result of our life in this highly complex and fast moving, but wonderful world. Try having a massage or power lounging in a Jacuzzi. Relax the body and you relax the mind.

88. Prepare a detailed financial plan for the next few years and follow it. Seek out financial advice if you need it. A powerful strategy for financial mastery is also a simple one: save 10% of all you make for long-term growth (take this off the pay cheque before you have a chance to spend it). If you can invest $200 a month for the next 30 years at an annual return rate of 15%, you will end up with $1.4 million dollars. Being wise with your money is one of the very best investments to make. Financial security leads to personal freedom.

89. Readers are leaders. U.S. President Bill Clinton read more than 300 books during his short time at Oxford University. Some top performers read a book a day. Seek out knowledge and information. We have truly entered the age of massive information and those who are proactive can use this to their advantage. The more you know, the less you fear.

90. Get into the excellent habit of reading something positive and inspirational before you go to bed and as soon as you awake in the morning. You will soon note the benefits as these thoughts will be supporting you throughout the day.

91. Make it one of your goals to develop a dynamic, charismatic personality. Such a quality is something each one of us has the potential to develop but few do. President Kennedy was a sickly youth but rose above his physical problems to be the most charismatic and exciting political figure in the history of the United States. Start off small. Take a Dale Carnegie course on public speaking. Go to the library where you will find books on the fine art of conversation and personal grooming. Learn three clean and witty jokes and get in the habit of socializing. You will have fun and build a lasting network of friends and associates.




92. On the subject of conversation, a Chinese proverb states as follows: "a single conversation across the table with a wise man is worth a month's study of books." Seek out the wise and learn from them. They are just waiting for that small spark of interest to tell you all that you need to know.

93. Lao-Tzu prized three essential qualities for a person of greatness: "the first is gentleness; the second is frugality; the third is humility, which keeps me from putting myself before others. Be gentle and you can be bold; be frugal and you can be liberal; avoid putting yourself before others and you can become a leader among men."

94. "When you cannot make up your mind which of two evenly balanced courses of action you should take - choose the bolder," said W. J. Slim. There is no substitute for courage and though the chance of stubbing your toe increases the more you walk, it is always better than going nowhere by standing still. Take chances, take smart risks and you will meet with success beyond your dreams.

95. Become your spouse's number one supporter, the one who is always there supporting and fueling hopes and dreams. Develop together and march confidently through the world as an army of two.

96. Think of three people who can provide you with inspiration, motivation and support for your goals and aspirations. Plan to meet with each one of them over the next few weeks. Listen enthusiastically to them and brainstorm with them. Map out a strategy and take their wise counsel.




97. Make every one of your days a true masterpiece. Remember the old saying: "it's not who you think you are that holds you back but what you think you're not."

98. Just as valuable energy is wasted by spending time on activities that are of no value, energy can be wasted on loose thinking. Imagine that your mind has an energy measure of 1000 watts at its disposal. Each time your mind wanders off the project at hand, to a nagging worry, to all the things to do by the end of the day, 100 watts is lost. Quite soon the entire energy supply is gone. This is the nature of the mind. Fail to discipline it and your energy levels will be depleted and your accomplishments will be minimal. Control it and you will see great things happening. You will feel more powerful and achieve
difficult tasks with ease. The 19th century philosopher Henri Frederic Amiel summed it up nicely: "for purposes of action, nothing is more useful than narrowness of thought combined with energy of will."

99. It has been rightly said that "you sow an action, you reap a habit. You sow a habit, you reap a character. You sow a character, you reap a destiny." The essence of a person is his character - make yours unique, unblemished and strong. Do not say you will do anything unless you will indeed do it. Speak the truth and measure your words wisely. Be humble, straightforward and peaceful.

100. Remember the overriding law of nature: positive overcomes the negative.

Also See Other Series Links:

Series 4 Link (61-80 secrets out of 200)



Thursday, December 29, 2011

Datang tak dijemput, pulang tak diantar

Wah, kangen nge-post di sini deh!
Sekarang udah penghujung tahun lho, ngga terasa yah. It's Desember, guys! It will be next year just for a few days. Resolusi apa yang belum tercapai tahun ini?? hhi

Rasanya setumpek (bahasa apa nih??) yang mau ditulis, diungkapkan, digambarkan, diceritakan, tapi pas posisi udah bagus (red: duduk rapi dan tegak depan laptop, tangan di atas keyboard) malah bingung mau menulis tentang apa. Dasar manusia!

Well, cerita tentang pergi dadakan minggu lalu deh (akhirnya diputuskan juga), yang berasa seperti "datang tak dijemput, pulang tak diantar". Let's start it!

Cerita berawal dari adanya acara kumpul keluarga besar, yang bertepatan dengan tanggal twenty five of December di ujung pulau Jawa ini. Yang terbayang dari jauh-jauh hari sih, ngga bakal bisa ikut karena kuliah. Ternyata tepat seminggu sebelum hari H, baru tahu kalau tidak jadi kuliah pengganti di tanggal sekitar itu (biasa lah ya sibuk :p). Nah! bingung deh mencari tiket. Tahu sendiri lah ya kalau udah dekat-dekat tanggal libur pasti segala macam transportasi dari darat, laut, udara, bahkan kalau ada bawah tanah, pasti sudah penuh. Hanya keberuntungan satu banding sejuta bisa dapat tiket (agak lebay sih). Tapi bener deh! Kalau pun ada, pasti itu ngga nyaman, atau ngga sesuai tujuan. Oh iya, sebelum mikir jauh, ini tiket cuma buat saya pribadi, sekeluarga sudah punya tiket semua, berangkat tanggal 21. *ngais-ngais tanah*

Ya sudah, tidak apa-apa, masalahnya adalah mencari tiket. Tanpa panjang kali lebar kali tinggi, ceritanya langsung dapat tiket aja yah. Alhamdulillah dapat tiket hari kamis malam, tujuan ke Solo, sesuatu deh. Jadi nanti di Solo akan berangkat bareng rombongan untuk menuju tempat tujuan. Saking excitednya, baju sudah disiapkan dari hari selasa malam, kebetulan hari Rabunya kosong (langka nih kejadiannya), tapi hari Kamis (tetap) ada kuliah.

Selama kuliah, pikiran udah melayang-layang membayangkan perjalanan. Bahkan di-sms juga supaya baterai HP di-charge penuh, kan butuh kontak-kontakan di sana. Intinya, selama kuliah berlangsung, saya amat sangat tidak sabar untuk segera udahan aja gitu (ups!). Bawaan berat? No problemo. Presentasi? yang penting cepet selesai lah. Ada pertanyaan? Aduh, udahan aja yukss. Kuliah selesai? horeeeeeeeee~

Baru aja diingetin supaya HP jangan sampai mati, ternyata Allah berkehendak lain. Maha Besar Allah! HP kecemplung, man!!! =,= Kurang ditambah sayur dan sedikit garam pemirsa di rumah! *masukin sayur, masukin garam* Voila, this is it! Nasib tak dapat ditolak, HP mati, totally. *uring-uringan, mau jungkir balik ngga bisa, mau lompat-lompat malu, mau teriak emm ngga mau juga sih* Bertanya sana sini, siapa yang punya HP yang tidak dipakai, tidak ada jawaban yang diinginkan. Bertanya ke orang tua, katanya beli aja HP murah. NO!! Tapi mujur ternyata dapat diraih, thanks to my besties who lent me her cellphone. :* Ternyata masih ada orang yang baik hati di dunia ini, terharu :') Okay, case closed!

As I said before, i was too excited about it. Makanya berangkat pun jadi terlalu cepat. Jadilah saya menunggu bis berangkat selama 3 jam di poolnya. Kalau ditanya bosan? not really. Dalam kasus ini, menunggu 3 jam benar-benar tidak terasa. Kalau kasus biasa, mending pulang deh! hhihi. Sebelum berangkat, saya lagi-lagi di-sms, kali ini untuk menanyakan tentang keberangkatan bis yang lebih cepat dari bis saya. Karena sekeluarga kemarin sampai Solo pukul 9 pagi, sangat jauh dari perkiraan yang seharusnya pukul 6 pagi. Entah kenapa saya berpikir mereka terlalu berlebihan, feeling saya mengatakan bis ini tidak akan terlalu telat seperti mereka. Untungnya memang tidak ada yang bis kosong sebelum bis saya. *lega* Dengan banyak bawaan, termasuk cadangan makanan (kayaknya ini yang bikin tas penuh), akhirnya saya diizinkan juga keluar dari hiruk pikuk kuliah dan pergi sangat jauh, berkilo-kilo meter jauhnya.

Selama perjalanan, sms udah ibarat seperti jalan tol. Selalu ditanya udah sampai mana, lancar atau tidak, mampir di peristirahatan ngga, makan aja, makanannya gratis lho *jam 11 malam*, bla bla bla, akhirnya tertidur pulas juga. Dan benar kata feeling (siapa nih?hhe), bisnya tidak terlalu telat. Intinya, masih sempat mandi di rumah sodara, wangi, walaupun pegal-pegal. Eh, ada lagi berita, disuruh cepat-cepat lah, nunggu di pinggir jalan lah supaya langsung di jemput bis rombongan, aduh aduh, ter-la-lu-le-bay. Padahal pas sampai di tempat kumpul untuk menunggu bis robongan, kita masih harus nunggu lama. Weleh. =,=

================================

Aaah, ini masih awal cerita, udah banyak dipotong ceritanya, tetep aja panjang yaa. Dan karena sudah malam, saya sudahi sampai di sini dulu.
Ceritanya bersambung yaaa..hhihi



"Hargailah hari kemarin; Hiduplah untuk hari ini; Dan mimpikanlah hari esok"
(Anonim

-nothing's good about cucumber-

LIC Jeevan Saral Plan - Any Time Money (ATM) Plan - Table No. 165









Jeevan Saral by Lic of India


LIC’s Jeevan Saral is a unique plan by Life Insurance Corporation of India having good features of the conventional plans and the flexibility of  unit linked plans. This is a Monthly Recurring Life Insurance Plan by LIC of India where the proposer get 250 times monthly premium + total premium paid + LA if any in case of death. To the policyholder it provides —


  • Higher life cover
  • A smooth return,
  • Liquidity & a lot of flexibility
BENEFITS
  • LIC Monthly Recurring type Scheme
  • This is like a Post office or Recurring Deposit Scheme. You can deposit Yearly, Hly, Quarterly or Monthly in LIC scheme
  • Maturity amount received is Tax Free under section 10-10d of income Tax act.
  • Any number of partial withdrawals through partial surrendering after 10 years
  • The amount deposited in LIC is exempted under section 80c of income Tax act.
  • In case of death 250 times monthly premium + Total Premium paid - (1st years premium & Extra premium paid ) + LA if any payable.
Special Features:
  • High life cover at very low premium
  • Extended risk cover for one year after 3 years premium payment.
  • Optional higher cover available through Term Riders
  • The policyholder can choose a maximum term but can surrender at any time
  • without any surrender penalty or loss after 5 years
Premium Mode: You have an option to choose the premium mode MONTHLY ECS / SSS . Quarterly, Half Yearly or Yearly. There is no single premium payment mode available under this policy.  For monthly premium option you cannot pay by cheque. ECS is compulsory for monthly mode. Quarterly, Half Yearly and yearly premium can be paid through ECS, Cheque or LIC Online premium payment .

Any Time Money ( ATM ) Plan 165 Jeevan Saral By LIC of India.

Call us for more details.
Mobile: 7893007774
Land Line: 040-64502211
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Website: www.simsindia.com


Cewek Pengemudi Porsche Ini Sudah Cantik, Kaya dan Berhati Mulia

Jarang jarang ditemui cewek seperti ini, sudah kaya raya (bayangkan saja tongkrongannya mobil sekaliber Porsche) cantik pula dan yang paling penting adalah cewek ini hatinya sungguh mulia, mau berbagi waktu dan tenaga untuk membantu seorang wanita paruh baya yang tergeletak pingsang di trotoar jalan.
Photobucket
Photobucket
Kejadian ini terjadi di pinggir tepian jalan Haizhu Guangzhou Cina pada tanggal 25 Desember beberapa hari lalu, disaat orang yang lalu lalang di jalan ramai tersebut acuh tak acuh dengan keadaan sang wanita yang renta dan tak berdaya tersebut, masih ada yang peduli membantu dan membawa sang korban yang pingsan tersebut ke sebuah rumah sakit terdekat untuk dirawat.
Photobucket
Photobucket
Ternyata masih ada orang kaya yang berhati mulia dan ringan tangan untuk membantu sesama yang kesulitan. Saat ini banyak keprihatinan tentang sikap acuh tak acuh atau kita sebut apatis pada masyarakat di negeri Cina yang tengah tumbuh pesat perekonomiannya, seperti kisah seorang balita yang ditabrak sebuah vans dan belasan orang yang lewat mengacuhkan hal tersebut (Kisahnya Disini). Semoga saja kisah pengendara mobil Porsche berwarna biru ini memberi inspirasi positif pada diri kita, semakin kaya semakin rendah hati dan tidak sombong.
Photobucketsumber:http://www.ruanghati.com/2011/12/29/cewek-pengemudi-porsche-ini-sudah-cantik-kaya-dan-berhati-mulia/

10 Kota yang Penuh Warna

Quote:
Nyhavn


Ini adalah sebuah lingkungan yang tenang yang menghadap ke pelabuhan Kopenhagen Denmark, merupakan daerah populer dengan penduduk lokal dan wisatawan. Banyak bar dan restoran membuatnya menjadi lokasi yang ideal untuk bersantai di sepanjang kanal. Pastikan untuk mengunjungi bangunan nomor 9, sebuah bangunan tertua di Kopenhagen, dibangun pada tahun 1681. Penulis Denmark Hans Christian Andersen tinggal di nomor 18 untuk beberapa tahun.
Quote:
Bo-Kaap


Bo-Kaap adalah bagian indah dari Cape Town, Afrika Selatan, terletak di lereng bukit Signal di atas pusat kota. Bo-Kaap juga dapat disebut sebagai kampung Melayu karena mayoritas penduduknya adalah keturunan India, Indonesia, Sri Lanka dan Malaysia yang dulunya adalah budak yang dibawa ke sini oleh Perusahaan Perdagangan Hindia Belanda di abad 17 dan 18. Wisatawan dapat berjalan-jalan di jalan sempit dan berkelok-kelok dan menikmati semua warna-warna cerah yang menghiasi bangunan.
Quote:
Zacatecas


Kota Zacatecas Meksiko didirikan pada tahun 1548 untuk menyediakan perumahan bagi para penambang perak dan mencapai puncak kemakmurannya pada abad 16 dan 17. Kota ini dibangun di lereng sebuah lembah yang sempit dengan jalan-jalan sempit mendaki lereng bukit yang curam. Pusat kota tua terdiri dari banyak bangunan berwarna-warni, yang sebagian besar dibangun pada abad ke-18, termasuk Katedral yang indah dan Gereja Santo Domingo yang memiliki banyak pahatan.
Quote:
Kulusuk


Greenland tampaknya memiliki banyak rumah-rumah warna-warni yang mencerahkan pemandangan. Sebuah contoh adalah desa Kulusuk terletak di sebuah pulau karang kecil. Desa kecil ini dalah pintu gerbang ke timur Greenland. Wisatawan petualang dapat menemukan pemandangan yang menakjubkan dari gunung es besar di Selat Denmark dan gunung-gunung megah di Timur Greenland. Kulusuk memiliki satu hotel yang dibangun pada tahun 1999.
Quote:
La Boca


La Boca adalah sebuah distrik kelas pekerja di Buenos Aires, Argentina. Rumah warna warni dan artistik milik penduduk ini adalah contoh yang menakjubkan dari sifat independen penduduk La Boca. Di La Boca terdapat La Bombonera, yaitu rumah dari klub sepak bola yang terkenal Boca Juniors.
Quote:
Pelourinho


Salvador adalah ibu kota negara bagian Bahia, Brasil. Pelourinho, terkenal untuk arsitektur kolonial Portugis dengan monumen bersejarah yang berasal dari abad 17 sampai abad ke-19. Di sini terdapat Katedral Salvador pendiri gereja Jesuit.
Quote:
Manarola


Manarola merupakan salah satu kota tertua di Cinque Terre dan terletak di Riviera Italia. Desa indah ini terletak pada gunung terjal di tepi laut Mediterania. Para wisatawan biasanya nongkrong di salah satu kafe terbuka serta menikmati pemandangan yang menakjubkan dari salah satu tempat wisata paling populer di Italia.
Quote:
Jodhpur


Di tengah gurun Thar yang tandus di India, Anda akan menemukan Jodhpur. Kota bersejarah ini penuh dengan benteng, istana dan kuil-kuil. Ketika Anda berjalan-jalan di Jodhpur, warna dari bangunan akan sangat menyilaukan di bawah sinar matahari. Jika dilihat dari kejauhan, bangunan-bangunan yang sama akan terlihat kebiruan. Tidak heran jika kota ini dikenal sebagai Kota Biru.
Quote:
Punda


Willemstad adalah kota utama dari Curaçao yang terletak di pantai selatan pulau itu. Arsitektural kolonial Belanda di Willemstad jelas terlihat indah di perairan Karibia. Distrik Punda adalah area perniagaan utama dan pusat pemerintahan dari Antilles Belanda. Punda adalah Distrik tertua di Willemstad, didirikan pada tahun 1634.
Quote:
Guanajuato


Di pegunungan Sierra de Guanajuato Meksiko, terletak kota kolonial yang indah Guanajuato. Kota ini didirikan pada tahun 1554 di sebelah dari salah satu daerahyang kaya akan perak di Meksiko. Booming penambangan abad ke-16 menyebabkan banyak pembangunan haciendas yang indah dan bangunan kolonial yang megah. Jalan-jalan dan gang yang berwarna warni di Guanajuato banyak tersebar di segala arah sementara sebagian besar lalu lintas dilayani oleh jaringan terowongan bawah tanah, menjadikannya sebuah kota yang sangat baik untuk pejalan kaki.

sumber:kaskus.us