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Showing posts with label best seo services in hyderabad. Show all posts
Showing posts with label best seo services in hyderabad. Show all posts
I have visit Heritage Fresh Super Market for shopping something, then I found below offers, I thought of sharing with my friends.
Heritage Retail is a unique chain of retail stores promoted by Heritage Foods - the leading dairy brand in South India. Designed to meet the needs of the modern Indian consumer, the store rediscovers the taste of nature everyday, making grocery shopping a never before experience.
National Institute for Micro, Small and Medium Enterprise (NIMSME)
On the eve of celebrating its golden jubilee year, the Hyderabad-based National Institute for Micro, Small and Medium Enterprises (Ni-MSME) plans to train 25,000 youths of southern and central states in 2011-12 imparting various skills through partner institutions.
According to Director General Chukka Kondaiah, 10,000 youths are to be in Information Technology subjects from Hyderabad alone free of cost. This initiative is part of the golden jubilee celebrations. The institute is planning several programmes from July 1 to June 30, 2012, to mark the occasion with the objective of “sharping the human resource skills of youths."
The organisation has been successfully continuing on self-supporting basis for 10 years now and achieved a record revenue of Rs 20.80 crore last fiscal by catering to the needs of 23,000 participants, highest ever in the history of the institute.
A body under the Ministry of Micro, Small and Medium Enterprises, Ni-MSME has been contributing to the promotion of micro and small enterprises through various programmes both in functional (like skill development, cluster development and policy management) and sectoral (food processing and intellectual property rights) areas.
The Scheme of Assistance to Training Institutions through partner institutions (PI scheme) has proved a great advantage. During this year (2010-11) NI-MSME has partnered with 25 institutions, imparting training to 10,000 FGEs concentrated in rural areas and among vulnerable groups – SC, ST, women and so forth. In 2011-12 the Hyderabad-based institute is envisaging to work through more than 30 PIs in the southern and central states of the country.
The Ministry of MSME is committed to training of youth to be employable. The training is imparted through the modality of apex organizations namely National Institute for Entrepreneurship & Small Business Development (NIESBUD) , Indian Institute of Entrepreneurship (IIE) , National Institute for Micro, Small and Medium Enterprises (NI-MSME) , National Small Industries Corporation Ltd (NSIC) . To enhance the outreach of trainee, these apex organizations not only impart training themselves but also through various Partner Institutions
The Scheme envisages financial assistance for establishment of new institutions (EDIs), strengthening the infrastructure of the existing EDIs and for supporting entrepreneurship and skill development activities. The main objectives of the scheme are development of indigenous entrepreneurship from all walks of life for developing new micro and small enterprises, enlarging the entrepreneurial base and encouraging self-employment in rural as well as urban areas, by providing training to first generation entrepreneurs and assisting them in setting up of enterprises. The assistance shall be provided to these training institutions in the form of capital grant for creation/strengthening of infrastructure and programme support for conducting entrepreneurship development and skill development programmes.
Ni-MSME is formerly known as National Institute of Small Industry Extension Training (NISIET). The Present programme is offered at free of cost for the benefit of students. NIMSME is an apex training institute of Ministry of Micro, Small and Medium Enterprises, Govt. of India.
Following are other details:
National Institute for Micro, Small and Medium Enterprises (NIMSME) is inviting final year B.Tech., B.E. (ECE/ EEE/CSE/ IT/ CSE), M.Tech., MCA, and MBA students for career and project guidance by Industry experts.
C-CIT, a center of NIMSME helped more than 3000 students of B.Tech./MCA in project preparation. This year also it has planned to provide Live Projects to the B.Tech., B.E. (ECE/ EEE/CSE/ IT/ CSE), M.Tech., MCA, and MBA students during December 2011 to April 2012.
FREE Certificate Courses:
JAVA
.NET
Embedded Systems
All Multimedia Programmes
DownloadExecutive Development Programmes Schedule for Year of 2011 - 12
Interested students can contact at 040 - 64532203/ 04/ 05
Address: National Institute for Micro, Small and Medium Enterprises (NIMSME), Yousufguda, Hyderabad- 500045, India. Email: registrar@nimsme.org Website:www.nimsme.org Landmark to reach the institute: 200 mts from Yousufguda Checkpost on Rahmat Nagar
The Employees’ Provident fund is managed by an organisation called the Employees' Provident Fund Organisation (EPFO), which is one of the largest provident fund institutions in the world in terms of volume of transactions. The organisation came into being in 1952, following the Employees' Provident Funds & Miscellaneous Provisions Act (EPF & MP Act), 1952.
All workers whose emoluments exceed Rs.6,500 per month have an option to join the scheme with the consent of the employer. The employee is eligible for membership of EPF from the day he joins such a company which is covered under the EPF and MP Act, 1952. The rate of contribution payable by the member is fixed at 12% of his emoluments - basic pay, DA, cash value of food concession and retaining allowance up to a maximum of Rs.6,500 per month. Voluntary higher contributions are also acceptable at the joint request of the member and the employer.
The employee has to declare his previous employment details in Form No.2 (containing the family particulars and nominations) through the employer and the employer submits the same to EPFO.
The employee can nominate any one or more members of his family to receive the Provident Fund in case of his death. In case he does not have a family, he can nominate any other person. The nomination can be changed by the employee whenever he wishes to do so, within the rules of the EPFO.
KNOW YOUR EPF BALANCE
Although the national website does not have such a link, some EPF offices, Karnataka, for example, has this provision on its website. You have to provide your establishment code and your PF account number and the information gets displayed to you. You will have to visit the regional website through http://www.epfindia.com/RegSites.html and check whether your area office provides such a value added service to you. There is no such laid down rule for providing you with the required information in a prescribed format. The EPFO, as a prescribed rule, sends you only the annual accounts statements at the end of each financial year, to the address where you were last employed. If you are lucky enough to get hold of one, you can, through that statement, calculate further and then keep your own record. In case you want your information in any other month, you may go through the ‘Right To Information’ route and procure the desired information within one month.
• WITHDRAWAL BEFORE RETIREMENT: You can withdraw up to 90% of the amount in you EPF account after you attain the age of 54 years, or within one year before actual retirement on superannuation whichever is later. Claim application in form 19 has to be submitted to the concerned Provident Fund Office.
For other cases such as
Shifting of Job: At such times, the PF balance could be transferred from one employer to another. The existing balance would continue to stay. With fresh contributions made by the new employer.
Quitting of Job: PF could be withdrawn, if you quit your job and provide a declaration that you do not intend to work for the next six month.
• WITHDRAWAL AFTER RETIREMENT
You can withdraw full amount in the fund on retirement from service after 55 years of age. You can also withdraw the full amount due to any of the following occurrences: 1. If you have not attained the age of 55 year at the time of termination of service. 2. If you retired on account of permanent and total bodily or mental disablement 3. If you migrated from India for permanent settlement abroad or for taking employment abroad. 4. In the case of mass or individual retrenchment.
CHECKING YOUR EPF STATUS ONLINE
If you have already applied for EPF withdrawal and you want to check the status of your claims application, you can visit http://59.177.81.198/homepage_claim_status_new.php and fill up the form with the details of your EPF office and you Employee PF Account Number. This facility is available on almost all the regional websites also.
The main financial services offered by the Department of Posts are the Post Office Savings Bank. It is the largest and oldest banking service institution in the country. The Department of Posts operates the Post Office Savings Scheme function on behalf of the Ministry of Finance, Government of India. Under this scheme, more than 20.50 crores savings account are operated. These accounts are operated through more than 1,54,000 post offices across the country.
The Post offices provide a number of savings schemes like the Savings Account Schemes, Recurring Deposit Schemes, Time Deposit Schemes, Public Provident Fund Schemes, Monthly Income Schemes, National Savings Certificates, Kisan Vikas Patras, and Senior Citizens Savings Scheme. A brief of the various schemes is as follows:
Scheme
Interest Rates
Tenure
Investment Denominations and limits
Salient Features
Tax rebate
Post Office Savings Account
3.5% p.a. On individual and joint account
No specific or fix tenure
Min: Rs. 50 Max: Rs. 1 lakh for individual and 2 lakhs for joint account
Cheque facility available
Interest is tax-free u/s 80L
5-Year Post Office Recurring Deposit Account
7.5% compounded quarterly
5 years. Can be renewed for another 5 years
Min: Rs. 10 per month or multiples of Rs. 5 Max: No limit
One withdrawal up to 50% of the balance is allowed after one year. Full maturity value allowed on R.D. 6 & 12 months advance deposits earn rebate.
No tax rebate
Post Office Time Deposit Account
6.25%
1 year
Min: Rs. 200 and its multiple thereof Max: No limit
Long-term accounts could be closed after 1 year for discounted interest. Accounts could be closed after 6 months but before a year for no interest. Interest is calculated quarterly but payable yearly.
Investment qualifies for deduction u/s 80C. Interest is tax-free u/s 80L
6.50%
2 years
7.25%
3 years
7.50%
5 years
Post Office Monthly Income Account
8% p.a.
6 years
Min: Rs. 1500 per month or multiples of it.Max: Rs. 4.5 lakhs for individual account and Rs. 9 lakhs for joint account
Account if closed after 1 year but before 3 years will suffer a deduction of 2% of the deposit. Account if closed after 3 years will suffer a deduction of 1% of the deposit. On maturity, bonus of 5% on principal amount is admissible
Interest is tax-free u/s 80L
15-year Public Provident Fund Account
8% p.a. compounded yearly
15 years tenure
Min: Rs. 500 in 1 year Max: Rs. 70000 in 1 year Deposits can be made in lump-sum or 12 installments
Withdrawal can be made every year after the 7th financial year. From the 3rd financial year, loan can be availed against PPF. No attachment under court decree order.
Investment qualifies for deduction u/s 80C. Interest is tax-free u/s 80L
Kisan Vikas Patra
8.4% compounded yearly. Money doubles in 8 years and 7 months
---
No limits. Investment denominations available are of Rs. 100, Rs. 500, Rs. 1000, Rs. 5000, Rs. 10,000, in all Post Offices and Rs. 50,000 in all Head Post Offices.
A single holder certificate can be purchased by an adult. A certificate can also be purchased jointly by two adults.
No tax benefits
National Savings Certificate (VIII issue)
8% p.a. compounded half-yearly but payable after maturity
6 years
Min: Rs. 100. Also available in denominations of Rs. 100/-, 500/-, 1000/-, 5000 & Rs. 10,000/-. Max: no limit
A single holder certificate can be purchased by an adult.
Investment as well as the interest deemed to be re-invested qualifies for deduction u/s 80C.
Senior Citizens Savings Scheme
9% p.a.
5 years
Only 1 deposit allowed in multiple of Rs. 1000. Max is Rs. 15 lakhs
Age should be above 60 years or 55 years above if retired under superannuation. Account if closed after 1 year will suffer a deduction of 1.5% interest and after 2 years will suffer a deduction of 1% interest. TDS is made on interest if it exceeds Rs. 10000 p.a.
Investment qualifies for deduction u/s 80C.
Will talk about Post Office Recurring Deposit Account (RDA)
A Post-Office Recurring Deposit Account (RDA) is a banking service offered by Department of post, Government of India at all post office counters in the country. The scheme is meant for investors who want to deposit a fixed amount every month, in order to get a lump sum after five years. The scheme, a systematic way for long term savings, is one of the best investment option for the low income groups.
Features:
The minimum investment in a post-office RDA is Rs 10 and then in multiples of Rs. 5/- for a period of 5 years. There is no prescribed upper limit on your investment.
The deposit shall be paid as monthly installments and each subsequent monthly installment shall be made before the end of the calendar month and shall be equal to the first deposit. In case of default in payment, a default fee is chargeable for delayed deposit at 0.20 Paise per month of delay, for Rs.10 Denomination. After more than four defaults, the account shall be treated as discontinued in case the account is not revived within two months from the fifth default.
For Advance deposits for 6 months or 12 months, a rebate is allowed at the prescribed rate (For Rs 10 denomination:- Rs.1/- for 6 advance deposits, Rs.4/- for 12 advance deposits.
One withdrawal is allowed after one year of opening a post-office RDA on meeting certain conditions. You can withdraw up to half the balance lying to your credit at an interest charged at 15%. The withdrawal or the loan may be repaid in one lump or in equal monthly installments.
Premature closure is allowed on completion of three years from the date of opening and in such case, interest is payable as per the rate applicable for the Post Office Savings Bank Account.
After maturity of the account, it can be continued for a further period of 5 years with or without further deposits. During this extended period, the account can be closed at any time.
Returns: The post-office recurring deposits offers a fixed rate of interest, currently at 7.5 per cent per anum compounded quarterly.
Monthly Investment
Total Investment(60months)
Money returned on Maturity (after 60 months)
10
600
728.90
20
1,200
1457.80
50
3,000
3644.50
100
6,000
7289.00
500
30,000
36445.00
1000
60,000
72890.00
1375
82,500
100224.00
5000
3,00,000
364450.00
Advantages: The post office offers a fixed rate of interest unlike banks which constantly change their recurring deposit interest rates depending on their demand supply position. As the post office is a department of the government of India, it is a safe investment. The principal amount in the Recurring Deposit Account is assured. Moreover Interest earned on this account is exempted from tax as per Section 80L of Income Tax Act.
How to Start Post office RDA: A post-office RDA can be opened at any post office in the country by filling up the appropriate forms. The account can be opened by an individual adult as a single person account, two adults in a joint mode, or by a guardian on behalf of the minor who has attained the age of 10 years in his own name. A pass book is issued at the time of opening the account. If there is a loss, theft or the passbook is mutilated, a duplicate is issued on a charge. The deposit can be made personally at the particular post office every month or can be made through an appointed agent, who would collect the money from you and enter the same in your passbook.
101. A contented mind is a continual feast. Greed and material desires must be curbed to achieve lasting happiness and serenity. Be happy with what you have. Do you really need all of those material possessions? One can develop contentment just as one develops patience, courage and concentration - with daily practice and sincere desire.
102. Make a new friend or acquaintance every day. Keep an updated list of all contacts close at hand. Rich relationships are the DNA of a rich, rewarding life.
103. Remember this ancient Indian proverb: "if you conquer your mind, you conquer the world."
104. Place greater importance on staying happy than amassing material possessions. A zest for life is developed and carefully nurtured through thoughtful activities and pursuits.
105. Contrary to popular opinion, stress is not a bad thing. It allows us to perform at peak levels and can assist us through the flood of chemicals it releases within our bodies. What is harmful is too much stress, or more particularly, a lack of relief from stress. The times of stress must be balanced nicely with times of pure relaxation and leisure for us to be healthy and at our best. Many of the great leaders of our time were exposed to crushing workloads and the burdens of high office. But they prospered by developing strategies to balance the challenging times with fun and calming times.
President Kennedy would have regular naps in his White House office. Winston Churchill had the same practice and slept for one hour every afternoon to stay alert, focused and calm. Not only is it essential to be physically relaxed to maintain optimal health but one must couple this trait with mental serenity. Too often people think that vigorous exercise, good nutrition and pleasant leisure activities will be the panacea for all ills. These pursuits must be combined with positive thinking and peace of mind for true happiness and longevity.
106. Get into the habit of taking mental vacations throughout the day. Visit Bermuda for five minutes in the morning. Visualize a swim in the Mediterranean in the afternoon and skiing down the slopes of the Alps just before you head for home at the end of your busy and productive day. Try this for two months and schedule these rest periods into your agenda just as you would your essential meetings or tasks. The rewards will be significant.
107. A change is as good as a rest. Whether this change is as major as a change of employment or as minor as a leisure pursuit which occupies your entire attention for an hour three times a week, these changes in routine, and mindset are entirely beneficial. In selecting the activity, try to find something totally engaging which requires deep concentration so that your mind is free from the mundane but seemingly important aspects of your day. Many executives are becoming involved in the martial arts for just this reason. If your mind wanders for even a split second, a harsh lesson is soon learned. Pain is a great motivator and always will be.
108. Study these 10 fundamentals of happiness: i. Pursue a productive, exciting and active life ii. Engage in meaningful activities every minute of every day iii. Develop an organized, planned lifestyle with little chaos iv. Set realistic goals yet keep your mark high v. Think positively - you cannot afford the luxury of a negative thought vi. Avoid needless worry over trifling matters vii. Devote time to fun viii. Develop a warm, outgoing personality with a sincere love of people ix. Get in the habit of giving more than receiving x. Learn to live in the present. The past is water under the bridge of life.
109. Strive to be humble and live a simple life.
110. Read "A History of Knowledge" by Charles Van Doren which chronicles the history of the world's ideas. In this one book is an absolute wealth of knowledge. Get it, read it and enjoy it.
111. Read "The Art of the Leader" by William A. Cohen. It is both inspirational and practical.
112. Develop that elusive quality known as charisma. The following are ten qualities of a charismatic leader:
• Be committed to what you are doing • Look like a winner and act like one • Have big dreams, a vision and reach for the sky • Steadily advance in the direction of your goals • Prepare and work hard at every task you do • Build a mystique around yourself • Be interested in others and show kindness • Have a strong sense of humour • Be known for the strength of your character • Have grace under pressure. (John F. Kennedy said that "the elusive half-step between middle management and true leadership is grace under pressure.")
113. In work, love and life, play hard and play fair.
114. Do not talk when you are listening. Interrupting is one of the most common discourtesies. Listen aggressively with the full scope of your attention. You will be amazed at what you learn and how your counsel will soon be sought by many.
115. "Anybody can become angry - that is easy; but to be angry with the right person, and to the right degree, and at the right time, and for the right purpose, and in the right way - that is not within everybody's power and is not easy." - Aristotle
116. Knowledge is power. People who have achieved great success are not necessarily more skillful or intelligent than others. What separates them is their burning desire and thirst for knowledge. The more one knows, the more one achieves. Great leaders have techniques to allow them to arrive at the top of the mountain. Read the biographies of the world's leaders and learn from their habits, inspirations and philosophies. Cultivate the important practice of active role modelling.
117. All the answers to any questions are in print. How to improve as a public speaker, how to improve your relations with others, how to become fitter or develop a better memory - all aspects of personal development are dealt with in books. Therefore, in order to achieve your maximum potential, you must read daily. But, in this age of information, you must be ruthless in what you consume. Focus on your goals and read only those materials that will be an asset to you. Do not attempt to read everything for you are busy and have other tasks at hand. Choose what is important and filter out what is of no value. Begin with a solid newspaper every morning for an excellent summary of the key events of the day.
Also ensure that your readings are broadly based. For example, perhaps you may wish to read history, business, Eastern philosophy, health books etc. Then go to the library and develop the habit of making regular visits. Read the classics from Hemingway to Bram Stoker. Read history, with all its lessons on life and read biology for a new perspective.
Look under the heading of "success" at the library and you will be amazed at the literature you will find: inspirational stories of people who developed greatness in the face of adversity, strategies for improving yourself physically, mentally and spiritually and texts to tap the unlimited power for success that certainly exists within us. Drink deeply from such books. Surround yourself with them and read them constantly whether on the bus each day or before you go to bed. Let them inspire and motivate you.
118. Get into the habit of breakfast meetings. An early meal to touch base with a friend or business associate is a most pleasant way to start the day and allows you to maintain your contacts in the face of a busy schedule.
119. If you live in a flat, always ensure that it is very bright and has a swimming pool. A pool is especially important because it will allow you to exercise no matter how busy your schedule. There is nothing like a refreshing swim after a long, productive day. You will feel excellent and sleep like a baby.
120. "Excellence is an art won by training and habituation. We do not act rightly because we have virtue or excellence, but rather we have those because we have acted rightly. We are what we repeatedly do. Excellence, then, is not an act but a habit." - Aristotle
Now is the time to act, open up this New Years Eve and tell that every person you come across even if it is a stranger, to spread love, affection and warmth around him or her.
Make this new year special by planting a tree, feeding hungry people, adopting a alone street dog, helping your house maid by giving some warm clothes for her children, take a vow to never bribe or accept any bribe to get your work done, Make it even more special by telling your beloved that your love for him/her will be like wine, it will get more refined and more precious with time.
And when you are done, welcome the early sun of the New Year with open arms and full vigor. So, buckle up and welcome the New Year.
81. Develop the wonderful habit of a daily swim. It will promote excellent health, keep you relaxed and concentrated, lean and trim. Swimming is not stressful on the body, provides a great workout for the lungs and requires little time to do effectively. Remember that in a fit body resides a fit mind.
82. People who are doing good today are ensuring their happiness for tomorrow.
83. The key to successful time management is doing what you planned to do when you planned to do it. Keep your mind fully on the task at hand. Only then will you achieve all your goals and have time for the things that matter most. Although it is imperative to be flexible (a bow too tightly strung will soon break), following your planned schedule requires no more than simple discipline.
84. An excellent visualization technique: if you are worrying about something, picture the words of your worry on a piece of paper. Now ignite a match to the paper and watch the worry dissipate into flames. Bruce Lee, the great martial arts master employed this mental control device regularly.
85. Compartmentalize your worry. Set aside a certain amount of time to ponder over a problem and map out an effective plan of attack and your options. Once this is done, have the mental fortitude not to come back to the problem and go over it again and again. The human mind is a strange creature - things we want to forget keep coming back and those things we want to remember are not there when we want them. But the mind is similar to a muscle and the more you flex it the stronger it will become. Make it your servant. Feed it only the best nutrition and information. It will serve you well and perform magic if you believe in it.
86. Peak performers are physically relaxed and mentally engaged.
87. To be at your performance peak mentally, your body must be loose physically and relaxed. It is now beyond dispute that there is a mind-body connection and when the body is supple, free from tension, the mind is clear, calm and focused as well. This is why yoga is such a beneficial activity. It keeps the body relaxed so that the mind can follow. Basic stretching for 15 minutes a day is also an excellent way to release tension that builds up as a result of our life in this highly complex and fast moving, but wonderful world. Try having a massage or power lounging in a Jacuzzi. Relax the body and you relax the mind.
88. Prepare a detailed financial plan for the next few years and follow it. Seek out financial advice if you need it. A powerful strategy for financial mastery is also a simple one: save 10% of all you make for long-term growth (take this off the pay cheque before you have a chance to spend it). If you can invest $200 a month for the next 30 years at an annual return rate of 15%, you will end up with $1.4 million dollars. Being wise with your money is one of the very best investments to make. Financial security leads to personal freedom.
89. Readers are leaders. U.S. President Bill Clinton read more than 300 books during his short time at Oxford University. Some top performers read a book a day. Seek out knowledge and information. We have truly entered the age of massive information and those who are proactive can use this to their advantage. The more you know, the less you fear.
90. Get into the excellent habit of reading something positive and inspirational before you go to bed and as soon as you awake in the morning. You will soon note the benefits as these thoughts will be supporting you throughout the day.
91. Make it one of your goals to develop a dynamic, charismatic personality. Such a quality is something each one of us has the potential to develop but few do. President Kennedy was a sickly youth but rose above his physical problems to be the most charismatic and exciting political figure in the history of the United States. Start off small. Take a Dale Carnegie course on public speaking. Go to the library where you will find books on the fine art of conversation and personal grooming. Learn three clean and witty jokes and get in the habit of socializing. You will have fun and build a lasting network of friends and associates.
92. On the subject of conversation, a Chinese proverb states as follows: "a single conversation across the table with a wise man is worth a month's study of books." Seek out the wise and learn from them. They are just waiting for that small spark of interest to tell you all that you need to know.
93. Lao-Tzu prized three essential qualities for a person of greatness: "the first is gentleness; the second is frugality; the third is humility, which keeps me from putting myself before others. Be gentle and you can be bold; be frugal and you can be liberal; avoid putting yourself before others and you can become a leader among men."
94. "When you cannot make up your mind which of two evenly balanced courses of action you should take - choose the bolder," said W. J. Slim. There is no substitute for courage and though the chance of stubbing your toe increases the more you walk, it is always better than going nowhere by standing still. Take chances, take smart risks and you will meet with success beyond your dreams.
95. Become your spouse's number one supporter, the one who is always there supporting and fueling hopes and dreams. Develop together and march confidently through the world as an army of two.
96. Think of three people who can provide you with inspiration, motivation and support for your goals and aspirations. Plan to meet with each one of them over the next few weeks. Listen enthusiastically to them and brainstorm with them. Map out a strategy and take their wise counsel.
97. Make every one of your days a true masterpiece. Remember the old saying: "it's not who you think you are that holds you back but what you think you're not."
98. Just as valuable energy is wasted by spending time on activities that are of no value, energy can be wasted on loose thinking. Imagine that your mind has an energy measure of 1000 watts at its disposal. Each time your mind wanders off the project at hand, to a nagging worry, to all the things to do by the end of the day, 100 watts is lost. Quite soon the entire energy supply is gone. This is the nature of the mind. Fail to discipline it and your energy levels will be depleted and your accomplishments will be minimal. Control it and you will see great things happening. You will feel more powerful and achieve difficult tasks with ease. The 19th century philosopher Henri Frederic Amiel summed it up nicely: "for purposes of action, nothing is more useful than narrowness of thought combined with energy of will."
99. It has been rightly said that "you sow an action, you reap a habit. You sow a habit, you reap a character. You sow a character, you reap a destiny." The essence of a person is his character - make yours unique, unblemished and strong. Do not say you will do anything unless you will indeed do it. Speak the truth and measure your words wisely. Be humble, straightforward and peaceful.
100. Remember the overriding law of nature: positive overcomes the negative.
LIC’s Jeevan Saral is a unique plan by Life Insurance Corporation of India having good features of the conventional plans and the flexibility of unit linked plans. This is a Monthly Recurring Life Insurance Plan by LIC of India where the proposer get 250 times monthly premium + total premium paid + LA if any in case of death. To the policyholder it provides —
Higher life cover
A smooth return,
Liquidity & a lot of flexibility
BENEFITS
LIC Monthly Recurring type Scheme
This is like a Post office or Recurring Deposit Scheme. You can deposit Yearly, Hly, Quarterly or Monthly in LIC scheme
Maturity amount received is Tax Free under section 10-10d of income Tax act.
Any number of partial withdrawals through partial surrendering after 10 years
The amount deposited in LIC is exempted under section 80c of income Tax act.
In case of death 250 times monthly premium + Total Premium paid - (1st years premium & Extra premium paid ) + LA if any payable.
Special Features:
High life cover at very low premium
Extended risk cover for one year after 3 years premium payment.
Optional higher cover available through Term Riders
The policyholder can choose a maximum term but can surrender at any time
without any surrender penalty or loss after 5 years
Premium Mode: You have an option to choose the premium mode MONTHLY ECS / SSS . Quarterly, Half Yearly or Yearly. There is no single premium payment mode available under this policy. For monthly premium option you cannot pay by cheque. ECS is compulsory for monthly mode. Quarterly, Half Yearly and yearly premium can be paid through ECS, Cheque or LIC Online premium payment .
Any Time Money ( ATM ) Plan 165 Jeevan Saral By LIC of India.
61. Become an adventurer. Revitalize your spirit and sense of playfulness. Become a kid again. Once every few months, plan to enjoy a new, thrilling activity such as white water rafting, scuba diving, windsurfing, rockclimbing, joining a martial arts club, sailing, deep sea fishing or camping. This will keep your life in perspective, bring you closer to those you share the activity with and keep you feeling invigorated and young.
62. Spend time with Nature. Natural settings have a powerful effect on your senses which in turn will lead to a sense of renewal, refreshment and peacefulness. Peak performers through the ages have understood the importance of getting back to Nature. Start camping or simply taking quiet walks in the forest. Rest by a sparkling stream. Cultivate your own little garden which will serve as your personal oasis in the middle of a crowded city. By cultivating a friendship with Nature, you will quickly find more serenity, contentment and richness in your life.
63. Recall the wise saying "mens sana in corpore sano" which means in a sound body rests a sound mind. Never neglect the body which is intimately connected to the mind. This is your temple. Feed it the finest fuels, exercise daily and care for it as you would your prized possession - because it is.
64. Be so strong that nothing interferes with your peace of mind. A well-known boxer was once unhappy. When asked why, he said that he had allowed himself to think a negative thought. Curb your desires and stay centered and focused - it gets easier with practice. You truly cannot afford the luxury of even one negative thought.
65. Do not eat three hours before sleep. This allows for smoother digestion and a more restful sleep. For deeper, more renewing sleep, remember that a daily dose of exercise promotes good sleep as does a period of relaxation an hour before bed. Also do not bring work to bed with you or think about anything which might agitate you. Ease yourself into sleep like a baby being sung a soft, soothing lullaby. And finally, as Leonardo da Vinci said: "a well-spent day brings happy sleep."
66. Be careful about your reputation. If it is good it will take you to the highest of heights.But once tarnished, it will be difficult to retrieve. Always reflect on your course of action. Never do anything you wouldn't be proud to tell your mother about. Have fun always but temper it with common sense and prudence.
67. Find mentors to model who will guide you in your progress. The mistakes of the world have all been made once before - why shouldn't you have the benefit of the experience of others? Find someone who has both courage and consideration for others, someone who is therefore mature. Your mentor must have only your best interests in mind and should be sufficiently senior to offer you good guidance on the subjects you seek assistance with. Everyone needs to feel appreciated and even the busiest of executives will find time to assist a person who respects them and values their advice.
68. Make a list of all your weaknesses. A truly confident and enlightened person will note a weakness and seek to methodically improve. Bear in mind that even the greatest and most powerful people have weaknesses. Some are better than others in hiding them. On the other hand, get to know your best qualities and cultivate them.
69. Never complain. Be known as a positive, strong, energetic and enthusiastic person. Someone who complains, is cynical and always looks for the negative in everything, will scare people away and rarely will succeed at anything. From a purely psychological viewpoint, things are always created twice: once in the mind and then in reality. Focus on the positive. Be so mentally tough that nothing takes you off your planned course to success. Visualize and firmly believe in what you want. It will most certainly come true.
70. Overlook the weaknesses of your friends. If you look for flaws you will most surely find them. Be mature enough to ignore the petty failings of others and see the good that each one inherently possesses. We can learn from everyone. Everyone has a story to tell, a joke to share and a lesson to learn. Open your mind to this and you will learn a tremendous amount. Friends are so very important to a happy existence - especially those who have shared many experiences and laughs with you. Work hard to make friendships, and all your relationships for that matter, stronger and richer. Call your friends, buy them small gifts of books or other items you believe they might enjoy. The "law of the farm" applies to relationships as well as to the rest of life - you reap what you sow and to have great friends you must first be one.
71. Be kind, considerate and courteous. But also be shrewd and know when to be tough and courageous. This is the mark of a well-defined character and you will surely commandrespect. It is most useful to read books on friendliness and enhancing relationships by being a good listener, showing others sincere appreciation and refining other interpersonal skills. But, to truly succeed, one must also recognize that worldly wisdom and shrewdness are essential skills to foster. Become an expert in human psychology and be able to read the essence of people. Never be taken advantage of and be aware of the politics around you. Stay above petty gossiping and office politics but appreciate that they indeed exist and know what goes on behind your back. Every great leader does.
72. Create your image as a highly competent, strong, disciplined, calm and decent individual. Find that crucial balance between working on the image that you project to the rest of the world and your inner character. Create a sense of mystery about yourself as the truly wise never show their hand. Do not tell everyone everything about yourself, your strategies and your aspirations. The successful citizens of this world think thrice before they speak because a word uttered can never be retrieved. Make things look easy and people will say you are naturally gifted. Speak only good things and people will flock to you. Never speak ill of others and all will know you will not malign them behind their backs. Build your character and live a highly principled life.
73. Familiarity breeds contempt is a very good rule. The stars remain far above the Earth. You must keep a distance from all but your closest of relations. Once people see everything of a leader he loses his aura and with it the authority and mystique he may have created. For example, Ronald Reagan was known to many as an excellent leader. He carefully cultivated his image of a folksy, considerate politician who kept the interests of the United States first and foremost in his mind. At gatherings of world leaders, he commanded attention and respect in his dark suits, surrounded by the trappings of power such as political aides, security officers and a convoy of limousines. As soon as he appeared, thoughts of authority and power came to our minds. Did you ever see the President with his shirt off swimming at his pool? How about in his dressing gown after waking up after one of his long sleeps, hair tousled and beard grown? Reagan's handlers never allowed such glimpses because they detract from the perception of authority. The American nation was not exposed to these sights. In the Clinton Era things changed and you saw the President eating Big Macs and wearing baseball caps with a full business suit. Whilst these scenes may be endearing to the public, there is little doubt that President Clinton was more familiar to us, merely another one of us and, unlike the stars above, much closer to the ground.
74. Learn to organize your time. It is incorrect to say that by becoming a meticulous time manager and living by a carefully defined schedule you become rigid and nonspontaneous. Rather, proper organization allows one to accomplish those goals which are truly important as well as enjoy leisure time. Good time management offers more time for fun and relaxation - not less. These important periods are scheduled into the week just like other commitments which may appear more pressing. Neither are sacrificed. Also, discipline yourself and stop wasting time on all those immediate and pressing but unimportant tasks (i.e., the ringing phones) and concentrate on the activities that are truly meaningful to your life's mission. Such activities include time for self-renewal and reflection, time forging relationships built on trust and mutual respect, time for physical fitness, time to read and think deeply and time serving others in your community.
75. Keep well-informed about current events, the latest books and popular trends. Many peak performers read five or six papers a day. You don't have to read every story of every paper. Know what to focus on, what to pass by and what to clip out and read at another time (many successful people scan scores of magazines and papers, clipping out articles of interest; these articles go into a file folder which can be read in your down time). Knowledge is power. Whether you are an entrepreneur, a corporate leader or someone leading a family, you can profoundly change your life and the lives of those around you with a single idea. Just ask Gates, Edison and Bell.
76. When choosing your life partner, remember that this is the most important decision of your lifetime. The marriage relationship offers 90% of all your support, happiness and fulfillment so choose it wisely. Consider qualities such as affection, sense of humor, intelligence, integrity, maturity, temperament, compatibility and that indescribable characteristic of chemistry. If these are present, your relationship stands an excellent chance of great success. Move slowly and let no one press you into an uncomfortable decision.
77. Never discuss your personal development activities with anyone. Your strategies for expanding your mind and spirit are your own. Others might not understand the value of personal-mastery and, further, will take away your credit when you meet with success by saying that you relied on techniques. Keep these self-development activities to yourself.
78. Schedule relaxation time into your week and be ruthless in protecting it. You would not schedule another activity into the time planned for an important meeting with the president of your company or your best client so why would you put off a period to invest in yourself? We must have time for ourselves to reflect, unwind and recharge our batteries. These are the renewal activities that allow us to maintain peak performance and are exceptionally valuable periods.
79. 83% of our sensory input comes from our eyes. To truly concentrate on something, shut your eyes and you will remove much distraction.
80. Be the master of your will but the servant of your conscience.
There will be a career orientation Seminar for students at the iPace office in Kamalapuri Colony on the 21st of Dec, 2011 @ 9:30 AM. This lecture includes tips on how to handle technical interviews and the questions you can expect in a technical interview delivered by an experienced recruiter.
Can ELECTRICITY pass through Flash light of the Digital camera to your body??? Yes it is 100% true..!
This is a true incidence reported of a boy aged 19, who was studying in 1st year of engineering, who died in Keshvani Hospital, Mumbai. He was admitted in the Hospital as a burned patient. Reason ??????
This boy had gone to Amravati (a place located in State of Maharashtra ) on a study tour, on their return they were waiting at the railway station to catch the train. Many of them started taking pictures of their friends using "Mobile Phones" and / or "Digital Camera". One of them complained that, he was unable to capture the full group of friends in one frame in the Digicam. This boy moved away to a distance to get the whole group.
He failed to notice that at an angle above his head, 40,000 volts electrical line was passing through. As soon as he clicked the digital camera? 40,000 volt current passed through the camera flash light to his camera and then from his camera to his fingers & to his body. All this happened within a fraction of a second. His body was half burned. They arranged for an ambulance & his burned body was brought to Keshavani Hospital, Mumbai.
For one & half days or so he was conscious & talking. Doctors did not have much hopes as there was a lot of complex issues in his body. He passed away later. Now how many of us are aware about these technical threats & dangers? Even if we are, how many of us are adhering??
Now should we call ourselves as educated and knowledgeable people?
Please avoid mobile phones on petrol outlets.
Please avoid talking on mobile phones while driving.
Change that "Chalta Hai Yaar Attitude".
Please avoid talking on mobile phones while kept in charging mode without disconnecting from wall socket.
Please do not keep mobile phones on your bed while charging and / on wooden furniture.
Avoid using mobile phones / Digital cameras near high voltage electrical lines like in railway stations and avoid using flash.
